Stenger Asset Management | Customized Investment Portfolios
Customized Portfolio Management
At Stenger Family Office, our financial advisors believe client portfolios should be customized according to your individual goals, not cookie cutter based on a risk tolerance questionnaire. Risk is very important in the financial planning process, but we believe it should not be the plan’s starting point. Your financial plan’s starting point should rather be based on your long term objectives.
These long term objectives are comprised of 3 major buckets:
Short-term goals
Mid-term goals
Long-term goals
Each bucket represents a separate investing strategy, tailored to your individual timeline and amount of investable assets.
-
Your Stenger Family Office financial advisor will customize a portfolio that matches your goals, rather than just plugging your assets into an algorithm.
-
Many financial planners use a risk tolerance survey that then is used to allocate your investment dollars according to your responses. Stenger Family Office financial advisors instead ask about your goals first to design a portfolio that will be able to beat inflation over time.
-
Stenger Family Office votes client proxies from a pro-American, pro-excellence lens rather than through a political lens.
-
Our fees are designed to align our interests. Stenger Family Office clients know exactly what they own and what they pay in fees. We do not sell proprietary investment products or invest client dollars into expensive underlying mutual funds.
Stenger investment portfolios are designed to keep your safe money safe and your growth money in assets that can actually grow.
For example, if an early retired client has a $5 million investment portfolio and is withdrawing $250,000 per year, we will recommend a range of 3-5 years of living expenses in safe assets like U.S. 30 day T-bills so that when the market goes down, the client’s safe money is not at risk. Other advisors may invest that safe money in longer duration bonds that are subject to credit risk, duration risk, and inflationary pressures.
Core Managed Portfolios
Resilient America
Our flagship portfolio, provides investors with large-cap, blue-chip, U.S. equity exposure.
40-50 large-cap, U.S., blue-chip stocks
100% equities
55% growth, 45% value stocks
Target dividend yield: 1%
Strategic Value
Dividend and value oriented portfolio with a higher dividend yield.
40-50 large & mid-cap U.S. stocks
100% equities
70% value, 30% growth stocks
Target dividend yield: 2.5%
High Dividend Yield
High yielding dividend equity portfolio with a focus on large cap U.S. stocks.
40-50 large-cap U.S. stocks
100% equities
100% value
Target dividend yield: 3.5%
Short Term Fixed Income
High quality, low duration fixed income focused on capital preservation.
ETF based portfolio
100% fixed income
High quality, low duration
Target dividend yield: 3%
Asset Allocation Models
Model portfolios that blend equities and fixed income based on your personal risk tolerance.
Aggressive growth: 90% stocks, 10% bonds
Growth: 80% stocks, 20% bonds
Moderate: 75% stocks, 25% bonds
Balanced: 60% stocks, 40% bonds
Conservative: 50% stocks, 50% bonds
Income: 20% stocks, 80% bonds
Get Started Today.
Minimum account size: $100,000
Starting fee rate: 1.00%*
Start aligning your portfolio with your goals and values.
Minimum account size: $1,000
Starting fee rate: 1.00%*
*Annual rate, billed monthly on assets under management
Take the next step by calling (630) 912-8431 or at the link below.