401(K) Plans for Small & Medium Business

Schedule Consultation

Retirement Plans for Small & Medium Businesses

Stenger Family Office offers 401(K) and other retirement plan options for a variety of types of small and medium sized businesses. We can advise you on the best plan for your company or help you evaluate better options than you are utilizing now. There are a number of ways to provide your employees high quality benefits depending on your business size and objectives. In today’s hyper-competitive job market, well designed retirement plans can serve as a retention strategy for your top performing team members.

We offer various types of plans including 401(K)s, Solo 401(K) plans, Simple IRAs, defined benefit plans, and profit sharing plans. You may choose to match your employees, enroll in a Safe Harbor election, or customize plan options that reward executives and high performing team members.

Retirement Plan Options

  • This is a popular option for established businesses that have multiple employees. Employers can decide the rules of the plan, customize eligibility and vesting schedules, and determine an appropriate matching percentage if they choose.

    401(K) plans can also have Traditional and Roth options that allow employees to save a percentage of their income on a pre-tax and/or Roth basis. There are additional plan features that allow employees to contribute money on an after tax basis and potentially convert those funds to an in-plan Roth conversion account.

    401(K) plans have higher contribution limits than other starter retirement plans and allow for much more detailed customization.

    As an employer, you have a fiduciary duty to your employees and various rules must be followed for the plan to maintain it’s tax favored status. We can help you design and customize a plan that puts your employees’ interests first while reducing operating costs for your business.

  • Solo 401(K) plans allow companies with one owner to contribute a higher dollar amount toward their retirement savings with much lower administrative costs.

    Stenger Family Office can assist you in creating and managing your Solo 401(K) plan while keeping your costs in line.

  • As alluded to by name, Simple IRAs are a relatively easy way to save money for retirement when you have multiple employees. Simple IRAs typically have lower administrative costs than traditional 401(K) plans but allow employees to save money fore retirement and choose their own investments or hire an advisor to help them select plan options.

Schedule Consultation
forbes top advisor nick stenger

Award Winning Wealth Management

Stenger Family Office and Nick Stenger are honored to be named a Forbes Best-In-State Wealth Advisor for 2026. Our group has been featured on Forbes Top Advisor lists since 2016.

Forbes/SHOOK Top Wealth Advisors (04/07/26). Data as of 06/30/25. Ratings may not guarantee future success or results.

Methodology here: https://www.forbes.com/profile/nick-stenger/

Schedule Consultation

Our Office Locations

Your Entire Team, In One Place

  • View from a boat shows a smaller boat with the name 'Yumana' being towed through rough ocean waters on a cloudy day.

    Wealth Management

    Stenger Family Office serves as a full service wealth management firm. Our financial advisors in Naperville and financial advisors in Houston provide comprehensive advice to clients including financial planning, investment management services, and tax & estate planning strategy.

  • View of New York City skyline through a window with two silhouettes in the foreground, featuring One World Trade Center.

    Financial Planning

    Our team of Naperville financial planners and Houston financial planners can help you and your family create a comprehensive financial plan that takes into account your goals, your investments, and help you accomplish your long term objectives.

  • Aerial view of a winding, snake-shaped modern building with metallic and wooden exterior, surrounded by trees and grassy areas.

    Tax & Estate Planning

    Your Stenger Family Office financial advisor works directly with your personal accountant and attorney or our in-house team of CPAs who can prepare and file your tax return. We also provide on-going tax strategy and advice through our tax advisory company, Stenger Tax Advisory.

Schedule Consultation

Meet the Financial Advisors

  • Nick Stenger

    CEO & Financial Advisor

    Nick Stenger is the Chief Executive Officer and financial advisor at Stenger Family Office. Nick is a 7th generation Naperville, IL resident where he lives with his wife Jamie and son Jack. Prior to launching Stenger Family Office, Nick was a Senior Vice President and financial advisor at Morgan Stanley Wealth Management. Nick helped lead the team’s growth to become one of Morgan Stanley’s largest wealth management teams. In 2023, Nick and the team were named one by Forbes as a Best-In-State Wealth Management team in Illinois. Prior to Morgan Stanley, Nick worked at Invesco PowerShares, a $1 trillion asset manager in Atlanta, GA and PricewaterhouseCoopers, LLP (PwC) in Chicago, IL. Nick is a graduate of the Quinlan School of Business at Loyola University Chicago with degrees in accounting and finance.

  • Chris Jordan, CPA, MST

    Chief Financial Officer

    Chris Jordan is Chief Financial Officer and Head of Tax at Stenger Family Office. Chris leads the Stenger tax team and assists family office clients with tax preparation and advisory services.

    Chris is a Certified Public Accountant and specializes in business tax preparation, individual tax preparation, partnerships, estate taxation, and high net worth family taxes. Prior to Stenger Family Office, Chris was a Tax Manager at Porte Brown, a midsize accounting firm in the Chicago suburbs.

    Chris earned his BA in Accounting from Augustana College and his Masters of Science in Taxation from the Carl H. Lindner College of Business at the University of Cincinnati.

  • Audrey Feldpausch, CFP®

    Vice President, Financial Advisor

    Audrey Feldpausch is a Vice President and Financial Advisor with Stenger Family Office. Audrey leads the team’s financial planning practice and also is a member of the Stenger Family Office Investment Committee. Audrey is a CERTIFIED FINANCIAL PLANNER™ and completed her CFP® training through Northwestern University in Chicago, IL. Prior to Stenger Family Office, Audrey worked at UBS Wealth Management and Timothy Financial, a financial planning firm in the Chicago suburbs. Audrey is a graduate of Hillsdale College where she earned her B.A. in Economics. Audrey and her husband live in the Chicagoland area.

Schedule Intro Call

Contact Us

Naperville Financial Advisor
400 E. Diehl Road
Suite 550
Naperville, IL 60563

Chicago Financial Advisor
150 N. Riverside Plaza
Suite 1950
Chicago, IL 60606

Houston Financial Advisor
1700 City Plaza Drive
Suite 440
Spring, TX 77389

Hours
Monday–Friday
8:30am–5:30pm

Phone
(630) 912-8431

Schedule a Consultation